Overview
Average Percentage Rate (APR)
Lending Ind is a service arm of CredBuddha – a loan aggregator platform operated by Intexm
Media
Private
Limited, a registered financial technology company that facilitates loan aggregation through
RBI-regulated banks and NBFCs. You can secure an instant personal loan ranging from ₹10,000
to ₹15
Lakhs. Our preferred lenders offer interest rates starting at 11.99% p.a., and you can
choose from a
variety of flexible repayment plans, ranging from 3 months to 5 years. Use these funds for
any
financial needs you may have.
Example Calculation
- Loan Amount: ₹2,00,000
- Interest Rate: 12%
- Repayment Tenure: 2 years
- Processing Fee: 2% = ₹4,000 + GST = ₹4,720
- Line Setup Fee: ₹499 + GST = ₹588 (to be paid before starting the credit line)
- Monthly EMI: ₹9,415
- Total Interest: ₹25,953
- Total Repayment Amount: ₹2,25,953 after 2 years
The maximum Annual Percentage Rate (APR) can go up to 35%, depending on our RBI-approved
lenders.
Why Choose the Cred Buddha App?
- Instant Loans up to ₹50 Lakhs*
- Affordable Interest Rates: Starting at 11.99%* p.a.
- RBI-Approved Lenders
- 100% Paperless Digital Application
- Highest Approval Rate & Quick Disbursal
- Flexible Repayment Plans: 3 months to 5 years
- Transparent & Convenient Loan Process
- Safe & Secure Transactions
Your data is secure with us. It is transferred over a secure HTTPS connection, and we do not
share it
without your consent.
Instant Loan Eligibility with Cred Buddha
- Age: 21 to 60 years
- Residence: Indian Resident
- Income: Minimum monthly income of ₹15,000 (for salaried) or annual turnover for
self-employed
(as per lender)
- Credit Score: CIBIL score of 650 or higher* (subject to lender approval)
- Employment: Salaried job in the public/private sector or consistent self-employed income
- Business Vintage Requirement: Minimum of 2 years or more (only for business loans)
Steps to Apply for an Instant Loan
- Log in to the Lending Ind application.
- Provide your basic personal information.
- Specify the loan amount you need.
- Connect with RBI-approved lenders.
- Receive the funds directly in your bank account.
It's safe, instant, and reliable!
Our Lending Partners
Bajaj Finserv, LoanTap, Aditya Birla Capital, Bhanix, Fibe, Zype, Incred Finance, Poonawala
Fincorp,
Fatak Pay, Flexi Loans