Apply for a Loan with Minimal Effort

A straight forward and simple process to secure a loan. transparent terms, and reliable customer support every step of the way.

1
2
3
Enter a valid name (only letters and spaces)
Enter a valid 10-digit number
You must agree before proceeding
Please enter your monthly income
Enter a valid 6-digit pincode
Safe and Secure
Safe & Secure

Your data is always protected

Quick Process
Quick Process

Fast and easy application

Fast Approval
Fast Approval

Get funds by tomorrow

Low Interest
Low Interest

Save with better rates

Frequently Asked Questions

Got queries? We've answered the most common ones below to help you decide with confidence.

How do i begin ?
Begin by exploring our range of financial services, including personal loans, business loans, and credit cards. Get acquainted with the options available to find the right fit for your needs.
What is the Loan process ?
Our loan process is designed to be simple and efficient. Start by filling out our online application form on the website. Once submitted, our team will review your application, and upon approval, you'll receive the funds directly into your account
what is the eligibility ?
Eligibility criteria vary based on the type of loan. Please visit our website's FAQ section or contact our customer support for specific details on eligibility requirements for the loan you're interested in

Overview

Average Percentage Rate (APR)

Lending Ind is a service arm of CredBuddha – a loan aggregator platform operated by Intexm Media Private Limited, a registered financial technology company that facilitates loan aggregation through RBI-regulated banks and NBFCs. You can secure an instant personal loan ranging from ₹10,000 to ₹15 Lakhs. Our preferred lenders offer interest rates starting at 11.99% p.a., and you can choose from a variety of flexible repayment plans, ranging from 3 months to 5 years. Use these funds for any financial needs you may have.

Example Calculation
  • Loan Amount: ₹2,00,000
  • Interest Rate: 12%
  • Repayment Tenure: 2 years
  • Processing Fee: 2% = ₹4,000 + GST = ₹4,720
  • Line Setup Fee: ₹499 + GST = ₹588 (to be paid before starting the credit line)
  • Monthly EMI: ₹9,415
  • Total Interest: ₹25,953
  • Total Repayment Amount: ₹2,25,953 after 2 years

The maximum Annual Percentage Rate (APR) can go up to 35%, depending on our RBI-approved lenders.

Why Choose the Cred Buddha App?
  • Instant Loans up to ₹50 Lakhs*
  • Affordable Interest Rates: Starting at 11.99%* p.a.
  • RBI-Approved Lenders
  • 100% Paperless Digital Application
  • Highest Approval Rate & Quick Disbursal
  • Flexible Repayment Plans: 3 months to 5 years
  • Transparent & Convenient Loan Process
  • Safe & Secure Transactions

Your data is secure with us. It is transferred over a secure HTTPS connection, and we do not share it without your consent.

Instant Loan Eligibility with Cred Buddha
  • Age: 21 to 60 years
  • Residence: Indian Resident
  • Income: Minimum monthly income of ₹15,000 (for salaried) or annual turnover for self-employed (as per lender)
  • Credit Score: CIBIL score of 650 or higher* (subject to lender approval)
  • Employment: Salaried job in the public/private sector or consistent self-employed income
  • Business Vintage Requirement: Minimum of 2 years or more (only for business loans)
Steps to Apply for an Instant Loan
  1. Log in to the Lending Ind application.
  2. Provide your basic personal information.
  3. Specify the loan amount you need.
  4. Connect with RBI-approved lenders.
  5. Receive the funds directly in your bank account.

It's safe, instant, and reliable!

Our Lending Partners

Bajaj Finserv, LoanTap, Aditya Birla Capital, Bhanix, Fibe, Zype, Incred Finance, Poonawala Fincorp, Fatak Pay, Flexi Loans