This Privacy Policy ("Policy") outlines the data practices of our lending services provided under the name "Lending India" ("we" or "us") concerning the collection, use, processing, and disclosure of personal data provided by you when you access and use our lending services through www.lendingindia.com (referred to as the "Website" and collectively, the "Platform").
The services offered through the Platform are collectively referred to as "Services."
At Lending India, we are dedicated to safeguarding your personal data and respecting your privacy. It is important to carefully read this Policy to understand how we handle your personal data. This Policy establishes the principles governing the collection, storage, use, and disclosure of personal data you provide to us.
By using our lending services and providing us with your personal data, you acknowledge that we will collect, store, use, and disclose your personal data as outlined in this Policy.
We collect, transmit, and store limited personal data about you on our secure Lending India server, with your consent, to provide you with our lending services. This data includes:
We do not access resources on your device such as contact lists, call logs, or files, except as disclosed to enable you to upload documents.
We employ various methods to collect and process personal data, including:
Please note that we have no control over personal data you choose to make publicly available, such as reviews or comments on public sections of the Platform.
We use your personal data in compliance with applicable laws. Primary purposes include providing Services and fulfilling legal obligations.
We use personal data for various purposes, including:
We may share your information with third parties, such as lenders and service providers, after obtaining your explicit consent, solely to provide Services, including loan applications.
We may share data when required by law, a court, government agency, or authority, in good faith, to enforce this Policy, comply with applicable laws and regulations.
You are responsible for ensuring the accuracy of the personal data you provide. We provide means for you to review and correct inaccurate or incomplete data.
We implement security measures and access controls to protect your personal data from unauthorized access, following technology standards prescribed by applicable law.
For details on data retention and destruction practices, please refer to the schedule attached to this Policy.
Request Erasure of Personal Data: You can ask us to delete or remove personal data, subject to applicable laws and loan terms.
Right to Deny Consent: You can deny consent for processing your personal data, but it may impact our ability to provide Services.
Right to Revoke Consent: You can withdraw consent at any time, subject to applicable laws and loan terms.
We will facilitate your request to exercise these rights in compliance with data processing laws.
Your data, including financial data, is stored exclusively in India, and we will not transfer your personal data to third countries.
Our Services may contain links to third-party websites or services governed by their own privacy policies. We are not responsible for the policies or data collected by these third parties.
Cookies and tracking technologies are used to enhance your experience and improve our Services. Cookies do not provide access to personal data.
You may encounter cookies or similar technologies placed by third parties on certain Platform pages, which we do not control.
In the event of a business transition like a merger or acquisition, your personal data may be transferred as part of the assets.
We regularly review and may amend this Policy at our discretion.
Any changes will be posted on this page and, when appropriate, notified to you through email or SMS.